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The figure has received a major injury that will take time to heal. The player
has a choice. They can either play the next game without the injured figure,
or they can pay 100gc for medical treatment. A 25gc discount applies to this
amount for each apothecary in the warband. If the wizard does not have the
appropriate amount, they are allowed to go into debt to pay this fee. However, the
wizard may not spend any gold until this debt is paid in full.